Online scam is a proven profitable business for as long as there are people who, most of the time, “volunteered” to become the victims. I purposely termed it as business due to the fact that victims were normally acted on their own without being forced. A crime would be forcing or threatening the victims in one way of another to get something from them. In the case of an online scam, it is not much different from a consultant doing what he or she is supposed to do with his or her client.. If you are lucky, you paid the right consultant that would get the job done. Otherwise, you just threw your money away… And in some cases, go along the legal or illegal ways to get your money back..

There is a news today of yet another victim who fell for an online scam. Preying on her desperation to get a husband, a conman who introduced himself as Hassan Williams, 50, a Muslim American, has been RM 300,000 richer after making promises to marry Azlina, 49, a consultant from Penang.

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It has been quite a while since my last update. I have been busy at work with some projects due dates that needed to be monitored and some clients that needed to be convinced that it is not all that bad when due dates are missed…

Back to my adventure in attending interviews and this part is about a company that provides support for Oracle Applications located somewhere in Kota Damansara. Talking about companies that carry and support Oracle products, they are generally financially stable and money should have not been an issue. However, in this case, I was proven wrong…

Before the first interview, I had to go through a 3-hour profiling exercise where I had to answers some questions that tested the way people process their thoughts. It was something like the IQ test and it felt as if I am applying to enter a degree program at a university where you took a test to determine the most suitable place for you to go.

Anyway, the questions are mostly easy and in the end I only failed to answer 1 logic question. Not supposed to be a big deal at all.

After the test, I met up with the GM and it was a rather quick and easy interview. He noticed that I had done Oracle before and therefore, I was a natural fit for the position. However (always the case), he told me that since the salary that I was applying for is more that what he was authorized to process, I had to meet up with the MD.

At this point in time, I could already feel that this would be just another time waster…

Anyway, after a week, I was called to meet up with the MD. As the MD he was surprisingly his questions were too technical and even after I gave my answers based on technical facts, he ended up confusing himself towards the end. What the…

In the end he told me that my experience and qualifications were impressive and yet, it would be difficult to place me within the organization due to the global financial crisis and bal bla bla… He could have made it simple by saying that he would not want to pay me the amount that I had requested.

In conclusion, money still makes the world go round!

I have just received another payment from myLot for my posting activities in November 2008. Why do I choose mLot even though many bloggers are telling me that there are other paid-to-post sites that are paying more out there? The answer is really simple. Here are the list of why myLot is my choice:

Firstly, in myLot, you can write about almost anything for as long as you are not writing something that is against or violating the provided guidelines. Most other paid-to-post sites require that you write your article based on a certain categories or based on the assignment given to you with a certain dateline. I am no good with assignments as I write what and when I want to write.

Then, on some other sites, the amount that you can earn is pretty much fixed whereas the amount that you can earn on myLot is dependent directly on your own effort. The more your write and the better quality your writing is would be translated to your earnings. 

On some sites, you would only get paid if your postings are voted by other people, If no one votes on your posting, you would not be getting anything. On myLot, it does not really matter if you your posting are read or not as the post itself is already counted to receive some earnings.

These are just some of the reasons why I choose to post on myLot and not other sites. In summary, the flexibility and the less formal environment on myLot are the main criteria that I considered.

If you are looking for a light and easy paid-to-post site, join me on myLot by clicking here!

Related Posts:

myLot Pays
Side Income with myLot

Mission accomplished! After successful withdrawal of money from PayPal to my Public Bank Visa Electron, I had decided to give Tune Money Visa a try. Since I managed to successfully verify my PayPal using the Tune Money Visa, I believe it should not be a problem withdrawing money to the card. Furthermore, I am already using the Public Bank card for my PayPal Premier account and therefore, I can only use the Tune Money for my PayPal Personal account…

Based on previous experience with Public Bank, the money would be in within 4 or 5 working days. I made the withdrawal from PayPal on the 21^st November 2008 and if calculated based on 7 working days, which is the longest number of days mentioned by PayPal, the money should be in latest by 2nd December 2008…

On 29th November 2008, Azrin made a shocking comment that Tune Money might have problems receiving money from PayPal. That was right after the end of the 5th working day and I logged in to Tune Money to check for the money and it was not there…

$105 may not be big to some people but it’s a huge deal for me… That is at least 3 years of hosting fee covered!

Then I got worried! I started hunting for some horror stories about PayPal and Tune Money, hoping to find none but I got a few…

The first one was at Blog Marketing Malaysia by Steven Wong who mentioned this:

Tune Money Debit Card works out able to help us to withdraw Paypal fund, indeed, it is another good news for us as SOHO who keen to know more options for us. Apparently I believe it is not ready for PayPal yet.

I know that it’s an old post dated 20^th November 2007 but that is enough to give me the chill… Further hunting led me to an entry at Paying Off Credit Card Debt Fast and this is what was mentioned there:

It has got nothing to do with PayPal. PayPal completed the transaction on the 15th! Even if Tune Money wants to believe that it’s because of PayPal, then let’s assume that PayPal needs 7 days (Trust me, PayPal never takes 7 days) to complete the transaction, the money should have arrived in my Tune Money Visa debit card account on the 22th. Today is the 28th!

That post was dated 28^th September 2008! That was just a few months back… I went on further and found another one… This last one (I did not feel like looking for more) dated 26^th October 2008 was really scary. It is at Credit Card Debt Mama Pays Off Credit Card Debts and here is what was said:

My PayPal funds withdrawn on the 15th September finally arrived safely in my Tune Money Visa debit card on the 23rd October. 38 days!

It’s PayPal that caused the delay. Not Tune Money. It’s not Tune Money’s fault, but PayPal.

However, this post put the blame on PayPal and not Tune Money and that made things worse…

Anyway, I decided to wait until the end of the 7^th working day and that was yesterday. I checked it again at Tune Money and there was still nothing there. So, I wrote an email asking Tune Money to check the transaction from PayPal. As of the time that this post was started, I have not got any reply from Tune Money…

This morning, at about 2am, I logged in to my Tune Money to check my money again and guess what? I saw a new balance in my account. I checked the transaction and it is confirmed that the PayPal money is in. So, it was not within 5 to 7 working days but it was after the 7^th working days… What a relief!

The rate that I got was not bad at $1 = RM3.602

So, now I have concluded that I have been able to confirm that Tune Money Prepaid Visa Card and Public Bank Visa Electron Debit Card can be used for PayPal withdrawal in Malaysia.

[Edited at 19:17]

Based on discussions with my friends, it is advisable to use other cards to withdraw your PayPal money. I will be withdrawing back to my Public Bank Visa Electron card and this will be my first and last PayPal withdrawal using Tune Money. All the best to you!

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I love blogging but in order to blog I need a domain and a hosting service. I do not like free blogging platforms such as Blogger because I just don’t like it and it does not like me too and I am not kidding. I also need an internet connection to blog at home and all of that needs money.

So, traffic means money. More traffic means more money. People often said you need contents to get traffic and then you make money. Well, I said, that is true. But I also want to say that you need money to have a blog so that you can put in your contents. In the end, it would be a chicken and egg situation.

Before chicken and egg becomes omelet with chicken meat, and this post become irrelevant, let me go back to this post about getting traffic to your blog.

There is a new program in the blogging world and it is called Adgitize. If you are familiar with Entrecard, then this is something almost similar in the sense that it is about getting traffic to your blog. Some people said that it would be competing against Entrecard but I said it would just complement it.

There are some differences between Adgitize and Entrecard but the differences that I want to highlight are:

1. You need to pay to advertise in Adgitize but you use credits to advertise in Entrecard.
2. You advertise on specific blog on Entrecard but your ads will go to all blogs in the Adgitize network.
3. You only get traffic while using Entrecard but you can get traffic and money while using Adgitize.

Those are the main difference that I know or want to know and if you need further details, just go to Adgitize.

Well, since this is about traffic, let me update you on my Mission Alexa. My rank has taken a little dip and this could be related to some busy time at work as well as unexplainable laziness during the weekends that caused me to be less active online. The Alexa ranking has dropped from 124,364 to 125,308 as of today.

However, the good news is in the chart below:

The ranking in Malaysia has gone up from 3,805 to 3,479! Anyway that’s the only good news as the other rankings have gone down especially the United States.

Hey, has this got something to do with the financiial crisis over there?

This quick tutorial is dedicated to Malaysian PayPal users who have not tried withdrawing their PayPal money or have doubts that they can actually withdraw their PayPal money to a debit card issued by selected banks or companies.

In this tutorial, I will be withdrawing my PayPal money to my Tune Money Prepaid Visa card. For your information, I have successfully withdrawn PayPal money to my Public Bank Visa Electron Debit card before. This is also applicable to credit cards issued by selected banks in Malaysia but since I do not use any credit card so do not ask me about which credit card that you can use.

Before you start, make sure that your PayPal account has been verified with the card that you are going to withdraw your money to. If you have not done that, please do that and come back to this tutorial later.

1. Log in to your PayPal account.



2. Click Withdraw.



3. Click Withdraw funds to your card. Note the $5.00 Cost indicated there.



4. Enter the amount that you need inclusive of the $5.00 fee and select the card that you want to receive the money to. Click Continue when done.



5. Verify all the information and then click Confirm to proceed.



6. Done. It is a simple process and that should take you less than 5 minutes to complete. Now you can sit back and wait for the money to arrive into your card within the next 5 to 7 working days. I had previously received my money into my Public Bank Visa Electron in 4 days time.

So now you can start earning into your PayPal and then get the money into your card and spend it as you wish.

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Last month I wrote a post introducing a program that you can make some side incomes with and some of the people who read that were quick to point out that myLot is a scam site and we should stay away from it.

Some preferred to wait until the day that I received my payment from myLot and now, your waiting is over since early this morning, I have received an email from PayPal that says… Read below:

That is the proof that some of you have been waiting for and that was achieved by posting for about a month at myLot. So, is that good enough to say that it is not a scam site?

Anyway, I have been tracking my progress for November 2008. This is done to ensure that I would be able to reach the next minimum payout level of $10 by the end of this month.

The graph above is showing my earnings on myLot up to the 11^th. I have set a daily target of $0.35 a day to make sure that by the end of the month I would get at least $10. You can see some obvious drops during the weekends as I spent more time with the family during that time. The rest are done during break time at work.

The above is my accumulated earnings plotted against the accumulated target. From here I can easily see whether I need to spend extra time or just post as usual. I can actually take a day off based on the graph above.

Well, if anybody is interested to find out more about myLot, click here!

Related Post

Side Income with myLot

This is a program where you can earn easy side income on the internet. I have just received my payment in the amount of $20 but you are allowed to cash in at the minimum of $10.

Subvert and Profit runs an ever-expanding black market for votes on social media sites. They are the easiest way to make money online and the cheapest form of advertising in the web 2.0 sphere. They called themselves the crowdhackers, and they are very good at what they do.

While other “social media optimization” sites can only advise their clients on ways to design their sites for social media sites. Subvert and Profit actually gets you the votes, and for cheap!

By crowdsourcing their operation to over 10,000 anonymous Internet users, they can provide a cheap, effective form of undercover marketing.

They currently operate market for votes on Digg, iLike, Newsvine, StumbleUpon and YouTube.

The picture above is showing my earnings from my activities there as well as the $20 that they had just paid me.

What do you need to join?

1. Firefox web browser. This is required as you need to install their Firefox Toolbar for you to receive notification and to verify your task completion. You can get Firefox from here.
2. AlertPay payment processor. They only pay via AlertPay. You can it here. You can withdraw money from AlertPay via Wire Transfer or Check.
3. You must be a member of at least one of the sites mentioned above. I have joined all of them.

That’s all you need. How the program works are explained on their site when you have joined. Just follow the instructions given and you are on your way to make some easy money.

To join this easy program, go to Subvert and Profit or click here!

Note: The number of people that are allowed to do a task is limited. So, make sure you do it right away as soon as you got the notification from them before others fill up the quota.

“Congratulations, you have earned enough in October to qualify for November’s payment! We will process payouts on or before November 15.”

That is the message that I have been waiting for from myLot since I started my first post in September 14, 2008. Then due to the recent Raya holidays, I have less time to post and November being my first full month on myLot, I  managed to squeeze in some more posts to make it to the payout.

So, what is myLot? For those who have never heard of it, myLot is a paid to post site where you can earn by starting discussions, responding to discussions and uploading photos. You would also earn a portion from your referrals if they are actively doing the things that I have just mentioned.

Click to enlarge!

You can see that between September 30 to October 12, my earnings are low and that’s when we were having our Raya and I was having too much fun at home and therefore, not much time for myLot. You can also notice some drops during weekends as those are my rest days. We all need some rest, right?

So, if you are interested to join, answer these questions below to see whether you are qualified or not:

1. Can you read and write in English (it does not have to be good)?
2. Do you have some spare or idle time where you have nothing else to do?
3. Do you have a verified PayPal account? This is to receive your payment.
4. Do you want to earn some side income easily?

If you answer yes to all the questions above, then you are qualified to join myLot.

To join, click here!

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I must have been outdated since I only know how FPX works after talking to Lankapo recently and reading his blog on Tune Card.

So, for the benefit of other outdated Tune Card users like me out there who does not know how FPX works, I have come up with this short tutorial on how to reload your money via FPX.

Why do you want to use FPX and not the other methods mentioned by Tune Money? Apart from saving yourself from a long queue or wait at the banks or post office and filling up those not so friendly form, reloading via FPX is much cheaper and your account will be updated in real time. No more waiting!

As you can see, it only cost RM 0.50 to reload via FPX compared to RM 2.00 at the banks and post office.

Follow the steps below to reload your Tune Card.

1. Disable the pop up blocker on your web browser temporarily as the processing requires a few pop up screens.
2. Log in to your Tune Money account and look for the Reload Money link. It should be on the right sidebar.



3. Click Reload Money.



4. Enter Reload Amount. (Minimum is RM 50.00) and click Next.



5. Select FPX and click Next.



6. Accept the terms, enter your email address and choose a bank that you have online banking facility with.
7. Click Submit.



8. Log in to your bank account.



9. Request PAC (depends on your bank) and wait for the SMS on your mobile phone.



10. Click Next



11. Enter the PAC that you have received and specify the account for withdrawal.
12. Click Submit.



13. Once you received the Transaction Status as Successful, your Tune Card has been reloaded.
14. Click Close



15. FPX will also automatically log out from you bank account.
16. Click Close.



17. You will then get you confirmation on the successful reload.
18. Note: Processing time depends on the speed of your connection.
19. The end.

That’s how easy it is to use the FPX to reload your Tune Card. What are you waiting for? Go and use your Tune Card now!

P/S:

Papa Bear is no longer outdated now.

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