Mission accomplished! After successful withdrawal of money from PayPal to my Public Bank Visa Electron, I had decided to give Tune Money Visa a try. Since I managed to successfully verify my PayPal using the Tune Money Visa, I believe it should not be a problem withdrawing money to the card. Furthermore, I am already using the Public Bank card for my PayPal Premier account and therefore, I can only use the Tune Money for my PayPal Personal account…

Based on previous experience with Public Bank, the money would be in within 4 or 5 working days. I made the withdrawal from PayPal on the 21^st November 2008 and if calculated based on 7 working days, which is the longest number of days mentioned by PayPal, the money should be in latest by 2nd December 2008…

On 29th November 2008, Azrin made a shocking comment that Tune Money might have problems receiving money from PayPal. That was right after the end of the 5th working day and I logged in to Tune Money to check for the money and it was not there…

$105 may not be big to some people but it’s a huge deal for me… That is at least 3 years of hosting fee covered!

Then I got worried! I started hunting for some horror stories about PayPal and Tune Money, hoping to find none but I got a few…

The first one was at Blog Marketing Malaysia by Steven Wong who mentioned this:

Tune Money Debit Card works out able to help us to withdraw Paypal fund, indeed, it is another good news for us as SOHO who keen to know more options for us. Apparently I believe it is not ready for PayPal yet.

I know that it’s an old post dated 20^th November 2007 but that is enough to give me the chill… Further hunting led me to an entry at Paying Off Credit Card Debt Fast and this is what was mentioned there:

It has got nothing to do with PayPal. PayPal completed the transaction on the 15th! Even if Tune Money wants to believe that it’s because of PayPal, then let’s assume that PayPal needs 7 days (Trust me, PayPal never takes 7 days) to complete the transaction, the money should have arrived in my Tune Money Visa debit card account on the 22th. Today is the 28th!

That post was dated 28^th September 2008! That was just a few months back… I went on further and found another one… This last one (I did not feel like looking for more) dated 26^th October 2008 was really scary. It is at Credit Card Debt Mama Pays Off Credit Card Debts and here is what was said:

My PayPal funds withdrawn on the 15th September finally arrived safely in my Tune Money Visa debit card on the 23rd October. 38 days!

It’s PayPal that caused the delay. Not Tune Money. It’s not Tune Money’s fault, but PayPal.

However, this post put the blame on PayPal and not Tune Money and that made things worse…

Anyway, I decided to wait until the end of the 7^th working day and that was yesterday. I checked it again at Tune Money and there was still nothing there. So, I wrote an email asking Tune Money to check the transaction from PayPal. As of the time that this post was started, I have not got any reply from Tune Money…

This morning, at about 2am, I logged in to my Tune Money to check my money again and guess what? I saw a new balance in my account. I checked the transaction and it is confirmed that the PayPal money is in. So, it was not within 5 to 7 working days but it was after the 7^th working days… What a relief!

The rate that I got was not bad at $1 = RM3.602

So, now I have concluded that I have been able to confirm that Tune Money Prepaid Visa Card and Public Bank Visa Electron Debit Card can be used for PayPal withdrawal in Malaysia.

[Edited at 19:17]

Based on discussions with my friends, it is advisable to use other cards to withdraw your PayPal money. I will be withdrawing back to my Public Bank Visa Electron card and this will be my first and last PayPal withdrawal using Tune Money. All the best to you!

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This quick tutorial is dedicated to Malaysian PayPal users who have not tried withdrawing their PayPal money or have doubts that they can actually withdraw their PayPal money to a debit card issued by selected banks or companies.

In this tutorial, I will be withdrawing my PayPal money to my Tune Money Prepaid Visa card. For your information, I have successfully withdrawn PayPal money to my Public Bank Visa Electron Debit card before. This is also applicable to credit cards issued by selected banks in Malaysia but since I do not use any credit card so do not ask me about which credit card that you can use.

Before you start, make sure that your PayPal account has been verified with the card that you are going to withdraw your money to. If you have not done that, please do that and come back to this tutorial later.

1. Log in to your PayPal account.



2. Click Withdraw.



3. Click Withdraw funds to your card. Note the $5.00 Cost indicated there.



4. Enter the amount that you need inclusive of the $5.00 fee and select the card that you want to receive the money to. Click Continue when done.



5. Verify all the information and then click Confirm to proceed.



6. Done. It is a simple process and that should take you less than 5 minutes to complete. Now you can sit back and wait for the money to arrive into your card within the next 5 to 7 working days. I had previously received my money into my Public Bank Visa Electron in 4 days time.

So now you can start earning into your PayPal and then get the money into your card and spend it as you wish.

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